First card , you got it? Not yet? So take a look at the tips for getting your first credit card ? Nobody forgets the feeling of using a card for the first time, if you do not have one yet, the news is good, fortunately getting access to this type of credit is not difficult, thinking about it, I ask – you are wanting to “request your first card ? “To facilitate your work we will read the rest of the article to learn how you can achieve the acquisition of plastic without having to stress.
The process of granting credit card nowadays is much easier, the easiest way to have a first credit card is to have a salary account or opening a checking account at some bank in your city, do not think it’s just get there and ask for the card, the process is the normal opening of account, have to be working, prove income or open a student account. The bank credit card can be your first contact with the cards.
Another way to get the first credit card is at department stores C & A, Renner and Riachuelo. Credit cards released by stores and commercial establishments like gas stations also offer credit cards with the Visa or Mastercard flags with more facilities. However, the cards issued by these companies also have higher costs.
The advantages of using cards of these types is precisely in the intention of building a good credit history, so that you can qualify for traditional credit cards over time.
Paying the invoice balance on expiration days will cause you to no longer have any financial charges on the next invoice amounts.
The third way to get the first credit card and build a credit history on top of it are the prepaid cards – with the prepaid the holder has instant access to cash at ATMs of banks agreed with the Visa administrator, Master and others. Prepaid can be used in all establishments of the Banner’s acceptance network, contrary to what they think prepaid is as safe as traditional cards.
As with all credit cards, its use allows for greater control and discrimination of expenses. Furthermore, for unbanked clients (no bank account) can be an excellent option, dispense bank account and still can make payments of bills.
PanAmericano Pre-Paid – www.prepagopanamericano.com.br
Discover the power of Prepaid, new prepaid card PanAmericano MasterCard® You can use your card in thousands of establishments all over Brazil.
MasterCard® Prepaid Credit Card – www.mastercard.com
The Rechargeable MasterCard General Purpose Card, The most economical and safe way to replace money.
Ourocard Prepaid Rechargeable VISA – www.bb.com.br
With the Ouropa Prepaid VISA Rechargeable Card, a new way to control your expenses.
Braesco Prepaid Card – Bradesco Prime – www.bradescoprime.com.br
Bradesco Prime makes available the prepaid foreign currency cards that you carry according to your need.
Having the first credit card is even easier if someone close to us already owns the plastic, just ask the person to extend the benefits of your card to you. After all the additional card has the same function as the holder, has all the benefits like purchases, withdrawals and installments of accounts.
Ask for your Father, your Mother, Boyfriend, Husband or someone else who can give you an additional one. It only has one detail, with an additional you will be using the credit of others in your favor, therefore to have responsibility and discipline is the minimum to do.